
HOLD ON FOR DEAR LIFE
Three founders. Thirty million dollars. One crash that changed everything.

Three founders. Thirty million dollars. One crash that changed everything.
What do you hold onto when everything is falling? Find out June 5th
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When Charlie Mercer, Jack Windsor, and Nik Volkov launch their cryptocurrency trading platform in the summer of 2017, they believe they are building the future of money. By the height of the bull run, they have raised thirty million dollars, hired a team of true believers, and become exactly the kind of company that gets written about.
They are also, quietly, becoming people they hadn't planned on being.
Hold On for Dear Life follows three friends across three years of idealism, hubris, and reckoning — through an ICO, a market crash, a kidnapping, and the long, difficult work of rebuilding something worth holding on to. At its heart, it is the story of Jack Windsor: the person who always knew, who always held, and who had to decide, finally, whether holding on to the right things meant letting go of the wrong ones.
A propulsive debut novel about ambition, friendship, and what survives when everything else burns.
"Hold on for Dear Life is the story of what you do when the thing you built nearly destroys you — and whether you can find your way back to why you started."
Annelise Osborne is a seasoned executive who has spent her career at the intersection of traditional finance and the emerging crypto world — working across New York, London, and Kyiv, sitting in the rooms where billion-dollar decisions were made and watching the industry she loved nearly destroy itself in 2018.
Born in Finland and raised on Kwajalein in the Marshall Islands, Annelise holds an MBA from Columbia Business School and a BA from The College of William and Mary. She lives in Connecticut with her three boys and rescue pups.
After more than a decade in traditional finance she moved to the startup world when she recognized what blockchain technology could do for capital markets. She became a C-suite executive, board advisor, thought leader, and university lecturer — appearing on major panels and podcasts worldwide including Consensus 2024, the Blockchain Futurist Conference, the Real-World Asset Summit in New York, and the Anthony Pompliano Podcast.
Her first book — From Hoodies to Suits: Innovating Digital Assets for Traditional Finance — was published in June 2024 and featured on a16z Crypto's summer reading list. It was endorsed by the former Chairman of the US Commodity Futures Trading Commission.
Hold On for Dear Life is her debut novel. She could have written a memoir about what she witnessed during the 2017 boom and the 2018 crash. She chose fiction instead — because fiction can tell the truth a memoir can't.


The essential nonfiction guide to how digital asset technologies can be applied to the regulated, traditional finance industry for improved performance, efficiency, speed, and potential returns. Featured on a16z Crypto's summer reading list. Endorsed by the former Chairman of the CFTC.
Copyright © 2026 Annelise Osborne - All Rights Reserved.
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